Once you’ve finally managed to get your hands on all those thousands of pounds, you will need to be very careful about what you do with it.
The law is quite clear about what you can and can’t do if you win the top prize on a lottery ticket – and the same applies if you win a EuroMillions jackpot.
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You cannot, for example, get a million pounds worth of wheelbarrows, rush down to B&Q to buy a large number of tools, or start a large-scale holiday fund in the back of your van.
The rules are pretty straightforward and here are the main things you should know:
The jackpot limits
In the UK you cannot win the jackpot if your overall prize is more than £150,000 unless it is the Platinum Start, which is the UK’s only big jackpot winner.
The legal maximum cost for the top prize of the Lotto Millionaire Raffle is £1.7 million. That would mean you could spend an absolute fortune to try and win this huge sum.
Using your winnings to boost your income
If you have decided to set up your own business or go into the property market, you will need to pay capital gains tax.
This is a tax charged at a rate of 20 percent on the profit you make when selling an asset.
You have until April 2020 to pay any capital gains tax you may owe – so it might be worth keeping your winnings from that week in April for that extra year.
Using your winnings for essential expensesAssuming you don’t have lots of money to spend, you will need to keep a close eye on how much your winnings are worth over the years – and set some strict spending guidelines.